The CFPB has reminded lending institutions under its jurisdiction it is responsible for enforcing the Equal Credit Opportunity Act. In public statements, officials of the CFPB stated the Office of Fair Lending and Equal Opportunity at the CFPB helps ensure that all Americans have fair, equitable, and nondiscriminatory access to credit, and it will use every tool at its disposal to protect American consumers.

 The CFPB will look not only at mortgage lending, but also at other types of credit including student loans, loans for cars, and credit cards.

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